California Home Loans- Mortgage - Refinance - Cash out

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Mortgage Loan refinance
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Purchase Loan Types
Refi/ Cash Out

Home Equity Line of Credit

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Request a rate quote - California Mortgage Loans / Refinance Products First-time Homebuyers

Loan Purchase, Mortgage Refinance - Whatever Your Lending Requirements:
Fairfield, Oakland, Sacramento, San Francisco and San Jose, Los Angeles, San Diego, CA.

Borrowers in rural areas have easier access to affordable housing due to partnerships with the Rural Housing Service on its Section 502 Guaranteed Rural Housing Loan and its Rural Direct Leveraging Loan. The loans are backed by the Rural Housing Service, a division of the U.S. Department of Agriculture. To learn more: Contact the nearest RHS office for information on qualified areas within your state and names of participating lenders. The RHS Web site may also provide additional information.

Advantages: No down payment is required for low- and moderate-income buyers. Affordable monthly mortgage payments. Often times, below market interest rates are offered on the Rural Direct Leveraging Loan. No cash reserves required in your savings account when you go to closing. You need less cash up-front than you would for FHA loans.

Different Mortgage Loan Types
There are many different types of mortgages - make sure you do your homework to pick the one that's right for you! Below is a list of the most commonly used mortgages and a short description of each. You may also think about allowing one of our many qualified loan professionals to assist you in choosing the right loan.

15-Year Fixed-Rate Mortgage
20-Year Fixed-Rate Mortgage
30-Year Fixed-Rate Mortgage
Adjustable-Rate Mortgage (ARM)
Balloon Mortgage
Biweekly Mortgage
Fixed-Period Adjustable-Rate Mortgages
Fixed-Rate Mortgage
Home Equity Conversion Mortgage - HECM
Home Improvement Mortgages
Low Down Payment Mortgage
Reverse Mortgage
Rural Housing Loan

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