California Home Loans- Mortgage - Refinance - Cash out

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Loan Purchase, Mortgage Refinance - Whatever Your Lending Requirements:
Fairfield, Oakland, Sacramento, San Francisco and San Jose, Los Angeles, San Diego, CA.

Balloon Mortgage - Home Ownership - Mortgage Solutions
The balloon mortgage another fixed-rate mortgage where principal and interest paid are amortized over a longer period (30 years) than the term of the mortgage. At the end of the balloon period, a borrower can pay the outstanding balance with a lump-sum payment or refinance for the remaining term. This mortgage is ideal for homeowners interested in selling or refinancing their home within a seven year time frame and want a lower monthly payment during that time.

The interest rate you pay on a balloon mortgage is usually lower than a comparable 30-year fixed-rate mortgage. With a refinance option at the end of seven years, you have a "safety net" in case a planned relocation doesn,t take place or economic conditions prevent you from moving to a larger home. Please fill out the form below so that we may contact you.


Different Mortgage Loan Types
There are many different types of mortgages - make sure you do your homework to pick the one that,s right for you! Below is a list of the most commonly used mortgages and a short description of each. You may also think about allowing one of our many qualified loan professionals to assist you in choosing the right loan.

15-Year Fixed-Rate Mortgage
20-Year Fixed-Rate Mortgage
30-Year Fixed-Rate Mortgage
Adjustable-Rate Mortgage (ARM)
Balloon Mortgage
Biweekly Mortgage
Fixed-Period Adjustable-Rate Mortgages
Fixed-Rate Mortgage
Home Equity Conversion Mortgage - HECM
Home Improvement Mortgages
Low Down Payment Mortgage
Reverse Mortgage
Rural Housing Loan

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